WHY CHOOSE US?
We all need to find a way to take payments and no matter HOW YOU want to do it, we can make it happen.
The real SECRET to taking payments is two-fold. First, making sure that the process and equipment you use is simple, natural and foolproof. You shouldn't have to rewrite your entire learning curve to just accept payments like credit cards.
From mobile devices, taking payments on a cell phone, using a computer screen, dedicated wireless card readers, FREE Point of Sale Systems, Advanced POS Systems with "at table" payment readers to bulk processing, it's important that the equipment does the job without having to worry about it.
The second thing is to find a company with people that no only know how to do all of this, but are willing to be available to make sure everything goes as expected and works perfectly.
That means that your processing partner has to have a wealth of technical knowledge but yet it committed to being human, and humane. It's not enough to just care, you have to have empathy so as to understand that a business that can't take payments is soon out of business.
That's OUR CORE PRINCIPLE....work harder and care more than anyone else in business.
We make the whole thing painless. From Signing up to installation and training where necessary, we SPECIALIZE in BEING THERE.
Give us a call or schedule a phone call today. It's FREE
Book Your FREE Phone Consultation Online 15 Minutes can change your life! |
Here's how it works. Schedule a 15 Min FREE Phone Call, NO OBLIGATION.
We believe that if you give us 15 minutes, we can change your life!
Point of Sale Systems ...Weve got EVERYTHING
NWPA provides a range of modern, secure POS systems tailored to each business type. Whether you're managing a retail store, restaurant, or service operation, we offer the right hardware and software to streamline your payments, sales, and operations.
Featured POS Packages
1. Countertop & Retail Suite
Ideal for: Retail shops, boutiques, salons, small storefronts
This setup includes a sleek countertop terminal with an intuitive touch display. It syncs seamlessly with inventory and sales software, manages product variants, and prints customized receipts.
Perfect for: Businesses with fixed locations that need fast, reliable checkout and simple back-end management.
2. Restaurant & Hospitality Configuration
Ideal for: Restaurants, cafes, bars, quick-service venues
Includes handheld tablets, kitchen receipt printers, and contactless payment terminals. Supports table mapping, kitchen routing, order modifications, and custom tipping options.
Perfect for: Establishments needing mobility, order accuracy, and integration with front- and back-of-house operations.
3. Mobile & On-Location Setup
Ideal for: Delivery services, food trucks, trade show vendors, mobile professionals
Powered by lightweight wireless readers that connect to smartphones or tablets, this system accepts chip and contactless payments in the field. It also handles cash, digital receipts, and mobile reporting.
Perfect for: Businesses that operate outside traditional storefronts and need a fully mobile payment system.
4. Virtual Terminal for Remote Sales
Ideal for: Home services, consulting businesses, online service providers
Access payments via a secure web portal—no physical device required. Accept card numbers, recurring billing, and e-invoicing through a browser. Includes sales logs and automated receipts.
Perfect for: Service professionals who take orders over the phone or handle billing remotely.
Why Choose OUR POS Solutions
- Fully Integrated Hardware and Software: Each system is built for cohesive operation with your POS platform—no guesswork in choosing components.
- Flexible & Scalable: Start with essentials and upgrade modules as your business grows—add kitchen printers, inventory tools, or loyalty program features anytime.
- Advanced Security & Compliance: All devices are PCI-certified and support encrypted transactions, contactless payments, and chip card acceptance.
- Transparent Pricing: With interchange-plus rates, you only pay the exact wholesale cost plus a clear processor markup—no tiered or hidden fees.
- Reliable Support: U.S.-based experts available 24/7 to assist with setup, training, and troubleshooting.
Which POS Solution Is Right for You?
| Business Type | Recommended Setup | Key Benefits |
|---|---|---|
| Brick-and-Mortar Retail | Countertop & Retail Suite | Custom receipts, inventory syncing, fast transactions |
| Restaurants & Cafes | Restaurant & Hospitality | Mobility, order entry, tip handling |
| Mobile Vendors | Mobile & On-Location | Portability, wireless payments, instant reporting |
| Remote Service Providers | Virtual Terminal | Invoicing, recurring billing, web-based access |
Ready to Elevate Your Point-of-Sale Experience?
Let us help you choose the best POS solution for your operation. Send us your current setup or tell us about your transaction types, and we’ll recommend the right package. Our goal: simplify payments, support your workflows, and empower your growth.
Mobile Payments
Expand your business’s flexibility and reach by accepting payments on the go. Our mobile payment solutions transform smartphones, tablets, or dedicated mobile devices into full-featured card terminals—perfect for markets, deliveries, pop-ups, ride-share, and field services.
Why Offer Mobile Payments?
- Take Payments Anywhere: Accept chip cards, contactless tap payments, and digital wallets from any location
- Stay Competitive: More customers expect the convenience of paying wherever and whenever
- Enhance Speed and Security: Quickly complete sales with encrypted, PCI-compliant processing
- Improve Business Flexibility: Ideal for curbside pickup, mobile sales, off-site events, and on-site appointments
How It Works
- Get a Mobile Reader
Choose a card reader that connects to your smartphone, tablet, or mobile device using Bluetooth or audio jack - Download the App
Use our secure mobile app to process transactions, record cash sales, and manage your business on the go - Accept All Payment Types
Take chip cards, tap or contactless payments, and mobile wallets like Apple Pay and Google Pay - Authorize and Get Paid
Transactions are authorized instantly, encrypted for security, and funds are deposited directly into your merchant account - Manage Your Transactions
View reporting and sales history within the app to track business performance wherever you are
Benefits for Your Business
- Increase Revenue
Capture sales at locations or events that wouldn’t be practical with a countertop terminal - Delight Your Customers
Offer fast, secure payments wherever they are—even curbside, in-car, or on a trail - Boost Efficiency
Eliminate manual invoicing or delayed payment by collecting funds immediately - Enhance Professionalism
Provide a seamless customer experience with branded mobile receipts and a polished interface
Who Should Use Mobile Payments?
- Food trucks, pop-up shops, marketplaces
- Delivery services, ride-shares, mobile professionals
- Event vendors, keynote speakers, mobile clinics
- Season-specific businesses like lawn care, pool services, or holiday stores
Why Choose Beacon Payments?
- Reliable Hardware
Robust mobile readers that support EMV chips and contactless payments - Secure, PCI-Compliant App
Every transaction is encrypted from end to end - Transparent Interchange-Plus Pricing
You pay only the true wholesale cost plus a small, known markup - U.S.-Based 24/7 Support
Our team is available day or night to assist with setup, training, and troubleshooting
Ready to Go Mobile?
Dual Pricing
Let Your Customers Choose — and Keep More of What You Earn! We we help small businesses reduce or eliminate credit card processing fees through transparent and compliant dual pricing programs.
Dual pricing allows you to offer two clearly displayed prices:
- One price for cash
- One price for credit or debit cards
This gives your customers the power to choose how they pay — and gives you the ability to offset the rising cost of payment acceptance without raising your prices across the board.
What Is Dual Pricing?
Dual pricing is a legally compliant pricing model that gives customers a discount when they pay with cash or check, while transparently displaying a slightly higher price for credit or debit card payments. It’s not a surcharge or a hidden fee — it’s a side-by-side price structure that meets card brand rules and federal regulations when implemented correctly.
Why Choose Dual Pricing?
- Reduce or eliminate credit card processing costs
- Stay compliant with card brand and regulatory rules
- Provide customer choice and price transparency
- Avoid raising your base prices for everyone
- Works with in-store, online, and mobile payments
How It Works
We make dual pricing simple, seamless, and compliant.
- We provide dual pricing-ready POS systems and terminals
- We help configure your receipts, signage, and disclosures
- Our team trains you and your staff on how to explain the program to customers
- You stay compliant with Visa/Mastercard rules and state regulations
Whether you run a restaurant, retail store, auto repair shop, or service-based business, our solutions are tailored to your industry and customer experience.
What Businesses Are Saying
Our dual pricing clients consistently report thousands in monthly savings and zero drop in customer satisfaction when implemented properly. Best of all, those savings go straight back into your business.
Ready to Stop Overpaying on Processing Fees?
If you're looking for a way to keep more of your hard-earned revenue without sacrificing customer trust, dual pricing may be the perfect solution.
PAYMENT PROCESSING SO SIMPLE
Our next-level merchant services work harder for you.
From the front door to the back office and everything in between, We've got you covered.
DEBIT CARDS
Debit cards remain one of the most widely used forms of payment in the U.S. They offer a convenient, secure way for customers to pay, and thanks to regulatory changes, they can be one of the most cost-effective options for merchants—if processed correctly.
We help businesses take full advantage of lower debit card processing costs through transparent, interchange-plus pricing.
What Is the Durbin Amendment?
The Durbin Amendment was passed in 2010 as part of the Dodd-Frank Wall Street Reform Act. One of its key outcomes was to lower the fees that large banks can charge merchants for debit card transactions.
Before this regulation, merchants typically paid around $0.44 per debit transaction. After the Durbin Amendment took effect, fees dropped to approximately $0.21 plus 0.05% of the transaction amount, with an optional $0.01 added for fraud protection measures. This means many debit transactions now cost businesses around $0.24, far below the cost of processing most credit cards.
How This Affects Your Business
If you’re accepting debit cards—and chances are, you are—you should be taking advantage of these lower rates. But not all pricing models pass these savings through to you.
Here's what to watch for:
- Flat-rate pricing plans may still charge you the same for debit and credit, ignoring the lower cost of debit.
- Tiered pricing models often group debit transactions into higher-cost categories.
- Only interchange-plus pricing ensures that you’re paying the true regulated rate, plus a small, transparent markup.
Why Debit Processing with US Makes Sense
We structure debit card processing to work in your favor.
- You pay the true regulated cost: As low as 0.05% + $0.22 for qualifying debit transactions.
- You avoid hidden fees: Our pricing is fully transparent—no bundling or inflated markups.
- Ideal for low-ticket, high-volume businesses: Restaurants, retail shops, and service providers benefit most from lower debit costs.
- We monitor for compliance and optimization: So you stay efficient and up to date.
Is Your Business Getting the Full Benefit?
Many business owners don’t realize they’re missing out on significant savings simply because of how their pricing plan is structured. If you're on a flat-rate or tiered plan, you're likely paying far more for debit than you need to.
Let’s Review Your Statement
Send us your most recent processing statement. Our team will perform a free, no-obligation analysis and show you exactly where you could be saving—especially on debit card transactions.
Why NWPA?
- True interchange-plus pricing for debit and credit
- 24/7 U.S.-based customer support
- Secure, modern terminals with chip, contactless, and mobile payment support
- Customized solutions for businesses of all sizes
PIN PAD PROCESSING
What Is a PIN Pad?
A PIN pad is a secure device that allows customers to enter their personal identification number (PIN) when making a payment with a debit or credit card. It is typically used alongside a payment terminal and is built to meet strict encryption and security standards.
When a customer enters their PIN, the information is immediately encrypted within the device and transmitted securely to the issuing bank for authorization. This helps protect the cardholder’s data and ensures a safe, authenticated transaction.
How PIN Pad Transactions Work
- The customer inserts, taps, or swipes their card.
- They enter their PIN using the PIN pad keypad.
- The encrypted PIN is transmitted for verification.
- The transaction is approved, and the sale is completed.
Benefits of PIN Pad Processing
Lower Processing Fees
PIN debit transactions are typically routed through debit networks that offer lower fees compared to credit card networks. This makes PIN pad processing especially beneficial for businesses with high-volume or high-ticket transactions.
Improved Security
By verifying the customer with a PIN, the risk of fraud is significantly reduced. PIN verification is more secure than signature-based transactions and provides a stronger layer of protection for both the business and the customer.
Reduced Chargebacks
Because PIN transactions require customer authentication, they offer stronger evidence in the event of a dispute. This can help minimize chargebacks and associated losses.
PCI Compliance Support
Encrypted PIN pads can reduce the scope of PCI compliance because sensitive cardholder data never enters the business's internal systems. This can simplify your compliance efforts and reduce associated costs.
Is PIN Pad Processing Right for Your Business?
PIN pads are ideal for:
- Retail stores with high transaction volume
- Grocery and convenience stores
- Restaurants with pay-at-the-table service
- Service providers accepting in-person payments
- Any business that wants to reduce processing fees and fraud exposure
If your customers frequently use debit cards, adding a PIN pad can result in immediate cost savings and improved payment security.
WE Make It Easy
We'll provide modern, secure PIN pad devices that are fully integrated with your point-of-sale system. Our team handles installation, configuration, and training to ensure you’re up and running with minimal effort.
We also offer transparent, interchange-plus pricing so you can take full advantage of the lower costs associated with PIN debit transactions.
Get Started Today
If you’re ready to reduce fees and increase payment security, WE can help. BOOK a FREE consultation or send us a recent processing statement, and we’ll show you how much you can save by switching to PIN pad processing.
ELECTRONIC SIGNATURE CAPTURE
Electronic signature capture lets customers sign digitally on a screen rather than paper. It converts that signature into a secure, encrypted record—perfectly integrating with modern POS systems while helping reduce errors, clutter, and administrative overhead.
Key Benefits
- Faster Checkout Flow
No fumbling with slips or pens—customers simply sign on the device and move on, speeding up lines and boosting satisfaction. - Paper-Free Records
Digital signatures are stored electronically, cutting down on storage needs, reducing manual filing, and simplifying compliance. - Improved Accuracy
Eliminates illegible handwriting and misplaced forms—signatures are verified in real time and linked directly to the transaction record. - Enhanced Security & Audit Readiness
Timestamped, encrypted signature data enhances protection and is ideal for chargeback prevention and compliance purposes. - Customer-Friendly Experience
Modern customers appreciate digital convenience—no paper clutter, no awkward pinpad signings.
How It Works
- Customer taps or swipes their card on the terminal.
- Signature prompt appears on the screen.
- Customer signs with a fingertip or stylus.
- Signature is encrypted and stored with the transaction record.
- Digital receipt is automatically generated and archived.
Which Businesses Benefit Most
| Business Type | Why Electronic Signatures Help |
|---|---|
| Retail Stores & Boutiques | Quick signature capture during busy checkout periods |
| Restaurants & Bars | Easy club membership signups, special order approvals, table-based sales |
| Delivery & Field Services | Secure proof of purchase at customer’s doorstep or site |
| Car Rental & Hospitality | Efficient sign-off for rental agreements and check-in/check-out |
| Healthcare & Wellness | Consent form capture, documentation, and record linkage |
Our Signature Capture Services
- Supported on All Devices
Whether you use countertop terminals, handheld POS, or mobile readers, electronic signature capture is built-in and ready—no extra hardware required. - Secure, Encrypted Storage
Every signature is encrypted before storage and linked to each transaction—ideal for audits, chargeback defense, and record retrieval. - Customizable Receipts & Records
Choose to email or text digital receipts, include signature images, and configure data retention based on your policy needs. - Simple Setup and Integration
We handle the technical setup and walk you through user training so your team is ready on Day One.
Ready to Ditch Paper Receipts and Streamline Signatures?
Switch to digital signature capture and streamline transaction handling today.
